Learn the Basics About Financing Your First Home
Determine What You Can Afford
Each buyer is unique - and we'll help you find out just what you can afford. Your income and your debts will typically play the biggest roles in determining your price range. It's simple to make an estimate, just run the numbers for yourself using our mortgage calculator.
Figure Our Your Funding
A range of mortgage options are available, and we'll help you determine which can work for you - some loans require little money down. You'll also need to consider costs and the escrow account for taxes and insurance. But don't get overwhelmed, we'll help you figure it out! Visit our loan center for more information.
Less-Than-Perfect Credit Report?
Don't worry, there are options that are ideal for those who have a few "dings" on their credit report. Work with your lender to develop an individual mortgage program based on your unique credit worthiness.
Loan Programs
Finding the best loans program for your needs depends on a number of factors, including:
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How long you'll stay in the home
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How much money you'll put down
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How you'll finance the closing costs
Tax Benefits
You may be able to deduct the interest you pay on the mortgage loan and some of the financing costs of the home, such as points. And your property taxes could be deductible. You should consult your tax adviser for more information.
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All information deemed accurate but not guaranteed.